How We Use Your Data
At My-Century, we value the trust you place in us to manage your financial legacy. In compliance with the Personal Data Protection Act 2010 (PDPA) of Malaysia, this Privacy Policy outlines how we collect, use, and safeguard your personal and financial information.
Information We Collect
To provide expert financial advisory and estate planning services, we may collect the following data:
- Identity Data: Full name, NRIC number, and date of birth.
- Contact Data: Phone number, email address, and residential address.
- Financial Data: Details regarding assets, income, liabilities, and current insurance portfolios (essential for Cash Trust setups and financial modelling).
- Career Data: Resumes and professional history provided via our Careers page.
How We Use Your Data
We process your information specifically for the following purposes:
Recruitment: To evaluate candidates who apply for a position within our financial advisory team.
Service Delivery: To design and implement personalized Cash Trusts, life insurance, and medical coverage.
Compliance: To meet regulatory requirements set by Bank Negara Malaysia and other governing bodies.
Communication: To respond to inquiries made via our contact forms and to provide updates on your portfolio.
Disclosure of Personal Data
We do not sell your data. However, to fulfill our advisory obligations, we may share your information with:
Service Providers: Secure digital platforms used for data visualization and financial modelling.
Licensed Partners: Trusted insurance providers and registered trust companies.
Legal Bodies: Regulatory authorities or law enforcement where required by Malaysian law.
Data Security
We implement rigorous administrative and technical security measures to protect your data from unauthorized access, alteration, or disclosure. This includes SSL encryption for our website and secure, restricted-access storage for all financial records.
Your Rights under PDPA
As a resident of Malaysia, you have the right to:
Withdraw your consent for us to process your data (this may affect our ability to provide certain services).
Request access to the personal data we hold about you.
Request the correction of any inaccurate or incomplete information.
Cookies and Tracking
Our website uses cookies to enhance user experience, analyze site traffic, and support our SEO efforts. You may choose to disable cookies through your browser settings, though some features of the site may function differently as a result.
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Comments
When visitors leave comments on the site, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included.
The Policy: Visitors to the website can download and extract any location data from images on the website. We ensure that all corporate media is stripped of sensitive metadata to protect the privacy of our team and clients.
Embedded content from other websites
Articles or pages on this site may include embedded content (e.g., videos, images, articles, or Trustindex review widgets).
The Policy: Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Where your data is sent
To ensure a secure and high-performance experience for our Malaysian clients, your data may be processed through the following channels:
Service Partners: Information submitted for Cash Trust or Insurance inquiries is sent to our encrypted internal CRM and shared only with licensed providers necessary to fulfill your request.
Spam Detection: Visitor comments and contact form submissions may be checked through an automated spam detection service.
Cloud Infrastructure: Our website is hosted on Hostinger servers, which utilize global content delivery networks (CDNs) to ensure fast loading speeds in Malaysia and abroad.
Contact Us
For any questions regarding this Privacy Policy or to exercise your rights under the PDPA, please contact our Data Protection representative:
My-Century Advisory Attention: Admin
Email: admin@my-century.com
Location: Suite 8, Level 20, Tower A, Plaza 33, 1, Jalan Kemajuan, Seksyen 13, 46200 Petaling Jaya, Selangor